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Does my insurance policy cover solar panels?

Does my insurance policy cover solar panels?

Let there be light Driving around, you may have noticed an increasing number of neighbors and business owners installing solar panels (Photovoltaic (PV) systems) on their buildings. Municipalities have been offering tax credits and various solar companies offer many different financing options that have contributed to the proliferation of these systems. With an increasing numberRead more about Does my insurance policy cover solar panels?[…]

Why does my insurance company hate dogs?

Why does my insurance company hate dogs?

Insurance companies don’t really hate dogs But they do hate the claims that they must pay for dog-related claims. According to Insurance Information Institute, dog bites and other dog-related injuries generally account for more than one-third of all homeowner’s insurance liability claims. The average cost for a dog-related claim has increased more than 70% inRead more about Why does my insurance company hate dogs?[…]

If your neighbor’s tree falls in your yard should you make a sound?

If your neighbor’s tree falls in your yard should you make a sound?

Winter is coming: We are in the midst of the hurricane season in Rhode Island and will soon be facing the winter nor’easters that New England is famous for. Now is a good time for you to check the trees on your property to see if any issues need to be addressed before a catastropheRead more about If your neighbor’s tree falls in your yard should you make a sound?[…]

Why renter’s policies are important for landlords

Why renter’s policies are important for landlords

Renter’s policies are a great value For $100-$200 a year tenants can buy a renter’s insurance policy which will protect their personal property and provide them with personal liability coverage. Many tenants don’t realize that their property is not covered by their landlord’s policy. If a fire or any other peril were to damage aRead more about Why renter’s policies are important for landlords[…]

Do I need a Personal or Commercial Auto Policy?

Do I need a Personal or Commercial Auto Policy?

When do I need a commercial auto policy? If your vehicle is registered as a commercial auto, if it has a commercial license plate, or if you use it for business purposes you need a commercial auto policy. Personal auto policies generally exclude coverage for “commercial-type vehicles”, vehicles furnished or available for regular business use,Read more about Do I need a Personal or Commercial Auto Policy?[…]

I’ve never heard of that company

I’ve never heard of that company

Independent Agents have access to multiple insurance companies If you go to a direct writer or a captive agent, they can only provide you a quote from ONE company. The policyholder must contact multiple companies in order to compare pricing. Some direct writers offer “price comparison tools” but these tools will only provide the publishedRead more about I’ve never heard of that company[…]