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Does my insurance policy cover solar panels?

Does my insurance policy cover solar panels?

Let there be light Driving around, you may have noticed an increasing number of neighbors and business owners installing solar panels (Photovoltaic (PV) systems) on their buildings. Municipalities have been offering tax credits and various solar companies offer many different financing options that have contributed to the proliferation of these systems. With an increasing numberRead more about Does my insurance policy cover solar panels?[…]

Hollywood shows the importance of Employment Practices Liability Insurance

Hollywood shows the importance of Employment Practices Liability Insurance

#MeToo As more details and more victims emerge from the Harvey Weinstein scandal the hashtag #MeToo has been trending on social media. Started by Alyssa Milano as a way of uncovering the scope of the problem, she asked her followers to reply: “Me Too” if they have been sexually harassed or assaulted. Less than aRead more about Hollywood shows the importance of Employment Practices Liability Insurance[…]

Do I need professional liability insurance?

Do I need professional liability insurance?

Are you a professional? Professional is an ambiguous term. If you are employed, aren’t you considered to be a “professional” in that field? For insurance purposes, a professional is anyone that has a liability exposure that could be incurred as a result of errors and omissions in performing their professional services. Individuals or businesses withRead more about Do I need professional liability insurance?[…]

Why is this insured value so high?

Why is this insured value so high?

My building is not worth that amount! Because the insurance premium you pay is a function of the insured value, many policyholders question how the insurance companies come up with the values used on their policies. When discussing the insured value on any building it is important to understand all the different types of valuesRead more about Why is this insured value so high?[…]

Do you have a wind deductible?

Do you have a wind deductible?

What is a deductible? Most homeowners and business owners understand what a deductible is: the dollar amount the insured must pay on each covered loss to which the deductible applies; the insurance company pays the remainder of the covered loss up to the policy limits. Deductibles allow insurance companies to avoid the time and expenseRead more about Do you have a wind deductible?[…]