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Why does my insurance company hate dogs?

Why does my insurance company hate dogs?

Insurance companies don’t really hate dogs But they do hate the claims that they must pay for dog-related claims. According to Insurance Information Institute, dog bites and other dog-related injuries generally account for more than one-third of all homeowner’s insurance liability claims. The average cost for a dog-related claim has increased more than 70% inRead more about Why does my insurance company hate dogs?[…]

Why is this insured value so high?

Why is this insured value so high?

My building is not worth that amount! Because the insurance premium you pay is a function of the insured value, many policyholders question how the insurance companies come up with the values used on their policies. When discussing the insured value on any building it is important to understand all the different types of valuesRead more about Why is this insured value so high?[…]

Do you have a wind deductible?

Do you have a wind deductible?

What is a deductible? Most homeowners and business owners understand what a deductible is: the dollar amount the insured must pay on each covered loss to which the deductible applies; the insurance company pays the remainder of the covered loss up to the policy limits. Deductibles allow insurance companies to avoid the time and expenseRead more about Do you have a wind deductible?[…]